Monday, May 2, 2011

Life before marriage and after marriage:) in terms of personal finance....


This article is dedicated to all my readers who is going to get married soon and got married recently like me :). based on survey on spending patterns and saving patterns.( This is a general perception. There are exceptions, if you belong to the exception you might be lucky or unlucky depends on how you look at life)

Life before marriage 
  • Commitments are limited. 
  • Salary or income that we earn will be spend for things what we like more than what we need.
  • Friends and fun will be the top priority.
  • We love plastic money.
  • We take credit  as far as our salary slip or form 16 supports.
  • We are not interested much in saving. Will be very bad in maintaining financial discipline.
  • Will be willing to stretch EMI for the dream car.
  • If i am a successful in my career the flat that i own will prove that, because thats how society look at things, result more EMI.. Because now a days for getting married you need to submit your resume, more assets you own more chances for you to get a partner.( When you get more assets unfortunately your EMI becomes fatter and at times will exceed what you can afford)


Life after marriage

I am looking forward for comments from readers on how life after marriage will look like in this kind of scenario.Do give your view points so that we will reach a conclusion. 


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